{"id":17151,"date":"2021-02-17T00:00:00","date_gmt":"2021-02-17T00:00:00","guid":{"rendered":"http:\/\/triniti.eu\/insights\/17-02-21-triniti-eetris-laenumiinid-tagatis-mis-pole-tagatis-ja-konkurendist-volausaldaja\/"},"modified":"2026-04-15T13:39:37","modified_gmt":"2026-04-15T13:39:37","slug":"triniti-eetris-laenumiinid-tagatis-mis-pole-tagatis-ja-konkurendist-volausaldaja","status":"publish","type":"insights","link":"https:\/\/triniti.1kdigital.com\/et\/insights\/triniti-eetris-laenumiinid-tagatis-mis-pole-tagatis-ja-konkurendist-volausaldaja\/","title":{"rendered":"Triniti eetris. Laenumiinid: tagatis, mis pole tagatis ja konkurendist v\u00f5lausaldaja"},"content":{"rendered":"\nEesti on endiselt \u00fcsnagi panganduskeskne, kuid selle k\u00f5rval leidub teisigi ettev\u00f5tte finantseerimise v\u00f5imalusi. K\u00fcll aga v\u00f5ib juba n\u00fc\u00fcdseks \u00f6elda, et pensionireformi t\u00f5ttu on pensionifondide huvi Eesti ettev\u00f5tlust rahastada muutunud oluliselt leigemaks, nentisid k\u00fclalised saates &#8220;Triniti eetris&#8221;.\r\nKui suures plaanis pole suurt vahet, kas valida rahastamisallikaks pangalaen v\u00f5i emiteerida v\u00f5lakirju, siis omad plussid-miinused on m\u00f5lemal. N\u00e4iteks kui ettev\u00f5te ise n\u00e4eb mingi projekti v\u00e4\u00e4rtust suuremana kui pank, siis v\u00f5ib olla m\u00f5istlikum minna v\u00f5lakirja teed, t\u00f5i v\u00e4lja Alexela Grupi juht Andreas Laane. Just seda tegid nad ise n\u00e4iteks 2018. aastal, ostes tanklaketi Euro Oil ja n\u00e4hes, et 1 + 1 v\u00f5iks nende jaoks olla suurem kui 2. Raha saadi tol hetkel pensionifondidelt, kokku 25 miljonit eurot.\r\nV\u00f5lakirjade tegemise pluss on see, et neid on hiljem kergem v\u00f5\u00f5randada kui tavalist laenu, teistpidi v\u00f5ib olla oht see, et v\u00f5lausaldajaks v\u00f5ib saada konkurent. Triniti vandeadvokaat ja partner Ergo Blumfeldt lisas, et v\u00f5lakirju on hakatud instrumendina aastate jooksul rohkem kasutama, oma rolli on m\u00e4nginud investorite suurenenud huvi ning seni on suuri projekte nende abil ka ellu viidud, lootes, et see ka nii j\u00e4tkub.\r\nSaates &#8220;Triniti eetris&#8221; r\u00e4\u00e4kisime sellest, milline on Eesti finantseerimismaastik, mida finantseerija rahastamise puhul j\u00e4lgib, kuidas saab ettev\u00f5tja ennast krediidiandjale atraktiivsemaks muuta ning mis riskid kaasnevad v\u00f5lakirjade emiteerimisega, seda nii investori kui ettev\u00f5tte vaates. Saadet juhtis Priit Pokk.\r\n\r\nSaadet toetab advokaadib\u00fcroo Triniti.\n","protected":false},"featured_media":9309,"template":"","person_countries":[296],"people_industries":[],"experience_practice_area":[317,318],"insight_category":[432],"class_list":["post-17151","insights","type-insights","status-publish","has-post-thumbnail","hentry","person_countries-eesti","experience_practice_area-era-ja-riskikapital-startupid","experience_practice_area-pangandus-finantsoigus","insight_category-podcastid"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Triniti eetris. 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Kui suures plaanis pole suurt vahet, kas valida rahastamisallikaks pangalaen v\u00f5i emiteerida v\u00f5lakirju, siis omad plussid-miinused on m\u00f5lemal. 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