{"id":19196,"date":"2022-01-04T07:03:05","date_gmt":"2022-01-04T07:03:05","guid":{"rendered":"http:\/\/triniti.eu\/insights\/the-acquisition-of-a-holding-in-a-financial-corporation-requires-an-authorisation\/"},"modified":"2026-04-15T13:39:40","modified_gmt":"2026-04-15T13:39:40","slug":"osaluse-omandamine-finantsettevottes-nouab-luba","status":"publish","type":"insights","link":"https:\/\/triniti.1kdigital.com\/et\/insights\/osaluse-omandamine-finantsettevottes-nouab-luba\/","title":{"rendered":"Osaluse omandamine finantsettev\u00f5ttes n\u00f5uab luba"},"content":{"rendered":"\n<b><span data-contrast=\"auto\">Septembris 2021 tegi<\/span><\/b> <b><span data-contrast=\"auto\">Finantsinspektsioon kahel juhul trahvi ettev\u00f5tjatele, kes j\u00e4tsid j\u00e4relevalveasutusele teavitamata kavatsusest omandada kaudne oluline osalus Eesti investeerimis\u00fchingus. Ettev\u00f5tjad rikkusid <\/span><\/b><span style=\"color: #008cc8;\"><a style=\"color: #008cc8;\" href=\"https:\/\/www.riigiteataja.ee\/akt\/102062021016#para73lg1\"><b>v\u00e4\u00e4rtpaberituru seaduse\u202f\u00a7\u202f73 lg 1<\/b><\/a><\/span><b><span data-contrast=\"auto\"> n\u00f5udeid.<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<b><span data-contrast=\"auto\">Erinevalt konkurentsiseaduse j\u00e4rgsest koondumise kontrollist, ei osata finantsvaldkonna \u00fchinemiste ja omandamiste planeerimisel veel arvestada asjaoluga, et reguleeritud finantsteenuste valdkonnas on v\u00e4hegi suurema osaluse omandamiseks enamasti vajalik j\u00e4relevalveasutuste eelnev luba. Loan\u00f5ude vastu eksimisel pole v\u00f5imalik karistus sugugi ainus ega t\u00f5siseim kaasnev tagaj\u00e4rg.<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">Finantseerimis-, makse- ja investeerimisteenused on t\u00e4naseks valdavalt allutatud riiklikule regulatsioonile Euroopa Liidu poolt \u00fchtlustatud p\u00f5him\u00f5tetel. See n\u00e4eb muuhulgas ette j\u00e4relevalve finantsettev\u00f5tja omanike v\u00f5i tegelike kontrollijate tausta ja oskuste \u00fcle.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">Olulise osaluse omandamine neid teenuseid pakkuvate krediidiandjate ja -vahendajate, makseasutuste, e-raha asutuste, kindlustusseltside, investeerimis\u00fchingute, fondivalitsejate, pankade ning edaspidi ka \u00fchisrahastusteenuste osutajate \u00fcle on Finantsinspektsiooni (<\/span>FI<span data-contrast=\"auto\">) j\u00e4relevalve all. Kuid see ei ole veel k\u00f5ik.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">Nimelt, <span style=\"color: #008cc8;\"><a style=\"color: #008cc8;\" href=\"https:\/\/www.riigiteataja.ee\/akt\/RahaPTS\" target=\"_blank\" rel=\"noopener\">rahapesu ja terrorismi rahastamise t\u00f5kestamise seaduse<\/a> <\/span>(RahaPTS) ja <span style=\"color: #008cc8;\"><a style=\"color: #008cc8;\" href=\"https:\/\/www.riigiteataja.ee\/akt\/MS%C3%9CS\" target=\"_blank\" rel=\"noopener\">majandustegevuse seadustiku \u00fcldosa seaduse<\/a><\/span> (MS\u00dcS) kohaselt kontrollib \u00fclej\u00e4\u00e4nud loakohustusega finantseerimisasutuse, usaldusfondide ja \u00e4ri\u00fchingute teenuse osutajate, pandimajapidajate, virtuaalv\u00e4\u00e4ringu teenuse pakkujate, ja v\u00e4\u00e4rismetalli v\u00f5i v\u00e4\u00e4riskivide hulgim\u00fc\u00fcjate ja kokkuostjate omanike n\u00f5uetelevastavust\u00a0<span style=\"color: #008cc8;\"><a style=\"color: #008cc8;\" href=\"https:\/\/fiu.ee\/\" target=\"_blank\" rel=\"noopener\">Rahapesu Andmeb\u00fcroo<\/a><\/span> (<\/span>RAB<span data-contrast=\"auto\">).<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">J\u00e4relevalve alused ja menetlusk\u00fclg finantsettev\u00f5tte omandamisel ja m\u00fc\u00fcgil ei ole paraku \u00fchtlustatud ja s\u00f5ltuvalt ettev\u00f5tte tegevusest kaasneb j\u00e4relevalvega \u00fcksjagu detaile. Seega, kui p\u00e4riselt tehinguks l\u00e4heb, tuleb olla t\u00e4helepanelik.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n<h5>Mis on oluline osalus finantsettev\u00f5ttes ja mida sellega seoses kontrollitakse<\/h5>\r\n<span data-contrast=\"auto\">Pane t\u00e4hele, et loakohustus finantsettev\u00f5tte ostuks ei puuduta pelgalt <\/span><b><span data-contrast=\"auto\">aktsiate v\u00f5i osade kontrollpaki<\/span><\/b><span data-contrast=\"auto\"> omandamist! Olulisuse l\u00e4vend on oluliselt madalamal.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">FI tegevusloa alusel tegutsevate finantsettev\u00f5tete jaoks loetakse oluliseks osaluseks finantsettev\u00f5ttes enamasti juba 10\u202f% osalust ettev\u00f5tte osa- v\u00f5i aktsiakapitalis, kuid see pole sugugi ainus kriteerium. Oluliseks v\u00f5ib osaluse muuta ka oluline m\u00f5ju ettev\u00f5tte juhtorganite \u00fcle. Arvesse l\u00e4heb seejuures nii otsene osalus (oluline vahetu osalus finantsettev\u00f5ttes) kui kaudne osalus (nt kontroll olulise osaluse \u00fcle kellegagi koosk\u00f5lastatult). See on eriti aktuaalne alustavate <\/span><i><span data-contrast=\"auto\">fintech<\/span><\/i><span data-contrast=\"auto\">\u2019ide korral, kus rakendatakse <\/span><i><span data-contrast=\"auto\">start-up<\/span><\/i><span data-contrast=\"auto\"> maailmas levinud arendus- v\u00f5i investoroptsiooniskeeme. Kuna viimaste puhul v\u00f5ib sellise 10\u202f%, 20\u202f% vms olulisena kvalifitseeritud k\u00fcnnise \u00fcletamine kergesti ja ootamatult juhtuda, on oht, et j\u00e4relevalveasutuse teavitamine ununeb sootuks.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">J\u00e4relevalvele allutatud ettev\u00f5tjate puhul on kontrollitavateks n\u00f5ueteks \u00fcldistatuna laitmatu \u00e4rialane maine, tugev finantsseisund ja usaldusv\u00e4\u00e4rsus, juhtide puhul ka oskused ja kogemused juhtida ettev\u00f5tet nii, et see vastaks valdkondlikele erin\u00f5uetele.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n<h5><b><span data-contrast=\"auto\">J\u00e4relevalveasutuselt tuleb luba k\u00fcsida enne, mitte p\u00e4rast tehingut<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span><\/h5>\r\n<span data-contrast=\"auto\">Olulise osaluse omandamine finantsettev\u00f5ttes n\u00f5uab selleks <\/span><b><span data-contrast=\"auto\">eelneva<\/span><\/b><span data-contrast=\"auto\"> teavitusmenetluse l\u00e4bimist kas FI-s v\u00f5i RAB-s, s\u00f5ltuvalt tegevusloast, mille alusel tegutsetakse. FI j\u00e4relevalvele allutatud ettev\u00f5tete puhul kehtib sama n\u00f5ue olulise osaluse suurendamisel \u00fcle seaduses s\u00e4testatud k\u00fcnnise (nt 20, 30 v\u00f5i 50 protsendi ettev\u00f5tte osa- v\u00f5i aktsiakapitalist), samuti kui tehingu tulemusena muutub ettev\u00f5te omandaja poolt kontrollitavaks.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">Teavitamisel tuleb FI-le esitada lisaks teatele endale veel arvestatav hulk andmeid ja dokumente, muuhulgas osaluse omandaja, tema tegevuse, temaga seotud isikute jms kohta, samuti anda rida kinnitusi. FI saab n\u00f5uda t\u00e4iendavaid andmeid. FI otsustab osaluse omandamise lubamise v\u00f5i keelamise <\/span><b><span data-contrast=\"auto\">60 t\u00f6\u00f6p\u00e4eva<\/span><\/b><span data-contrast=\"auto\"> jooksul. Positiivse otsuse korral v\u00f5ib FI m\u00e4\u00e4rata ka omandamistehingu l\u00f5puleviimiseks t\u00e4htaja v\u00f5i kehtestada lisatingimusi.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">FI-d tuleb teavitada nii siis, kui tehing tehakse, samuti siis, kui see j\u00e4\u00e4b l\u00f5puks mingil p\u00f5hjusel tegemata. FI keelduva otsuse aluseks v\u00f5ib olla omandamise, sh omandaja mittevastavus seaduse n\u00f5uetele, aga ka minetused seoses teavitamise endaga. Seadus n\u00f5uab FI teavitamist ka juhul, kui plaanis on olulist osalust finantsettev\u00f5ttes v\u00f5\u00f5randada v\u00f5i v\u00e4hendada vastavalt eelpool toodud osaluste m\u00e4\u00e4rasid v\u00f5i kontrollist loobuda.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">RAB-i teavitamine on reguleeritud eraldi ja erinevalt, kuid sellegi puhul tuleb arvestada, et loa saamine n\u00f5uab aega. RAB-il on \u00f5igus lubada v\u00f5i keelduda osaluse omandamisest <\/span><b><span data-contrast=\"auto\">60 kuni 120 p\u00e4eva<\/span><\/b><span data-contrast=\"auto\"> jooksul.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n<h5>Olulise osaluse omandamise n\u00f5uete vastu eksimisel on olulised tagaj\u00e4rjed<\/h5>\r\n<span data-contrast=\"auto\">Kui j\u00e4tta olulise osaluse omandamisest j\u00e4relevalveasutusele eelnevalt teavitamata v\u00f5i rikkuda omandamist keelavat ettekirjutust, kaasnevad sellega erinevad negatiivsed \u00f5iguslikud tagaj\u00e4rjed.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<b><span data-contrast=\"auto\">H\u00e4\u00e4le\u00f5iguse kaotamine ettev\u00f5ttes.<\/span><\/b><span data-contrast=\"auto\"> Esimene tagaj\u00e4rg on osalusega finantsettev\u00f5ttes kaasneva h\u00e4\u00e4le\u00f5iguse puudumine, teisis\u00f5nu v\u00f5imatus ettev\u00f5tte juhtimises kaasa l\u00fc\u00fca.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<b><span data-contrast=\"auto\">V\u00e4\u00e4rteokaristus.<\/span><\/b><span data-contrast=\"auto\"> Olulise osaluse omandamise ja v\u00f5\u00f5randamise n\u00f5uete rikkumise eest, nii teavitamata j\u00e4tmine kui tegevus FI otsuste vastaselt, n\u00e4eb seadus omandajale ette <\/span><span data-contrast=\"auto\">v\u00e4\u00e4rteokaristuse <\/span><span data-contrast=\"auto\">\u2013 trahvi kuni 32\u202f000 eurot. RAB-i j\u00e4relevalvele allutatud finantsettev\u00f5tete puhul v\u00f5ib v\u00e4\u00e4rteotrahv ulatuda <\/span><b><span data-contrast=\"auto\">400\u202f000 euroni<\/span><\/b><span data-contrast=\"auto\">. Karistada saab t\u00e4iendavalt ka inimest (juhatuse liiget), kes rikkumise ettev\u00f5tte huvides konkreetselt toime pani.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<b><span data-contrast=\"auto\">Tegevusloa kaotus.<\/span><\/b><span data-contrast=\"auto\"> J\u00e4relevalveasutusel on p\u00e4devus teha \u00f5igusrikkumise tagaj\u00e4rjel v\u00f5i selle \u00e4ra hoidmiseks, samuti turuosalise hoiatamiseks, aga ka klientide v\u00f5i finantssektori kaitsmiseks \u00fcldisemalt ettekirjutusi ning selle mittet\u00e4itmisel rakendada sunniraha v\u00f5i muid tagaj\u00e4rgi (nt tegevusloa kehtetuks tunnistamine). Viimase puhul on m\u00f5istagi tegemist \u00e4\u00e4rmusliku abin\u00f5uga, mille rakendamine eeldab olulist rikkumist.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">Kui oled mistahes moel omandamas 10%, 20%, 30%, 50% osalust v\u00f5i kontrolli finantsettev\u00f5ttes, arvesta juba tehingu planeerimisel, et selle l\u00f5puleviimiseks on vajalik j\u00e4relevalve eelnev luba, millele eelneb pikk menetlus. Otsuse tegemise tegelik kiirus s\u00f5ltub lisaks j\u00e4relevalveasutusele esitatud teabe kvaliteedist ja t\u00f6\u00f6koormusest. On oluline esitada seaduste kohaselt n\u00f5utav info ja dokumendid, et loa saamise \u00f5nnetuks takistuseks ei saaks juba menetluses endas tehtavad vead. Alles seej\u00e4rel saad teostada k\u00f5iki \u00f5igusi, mis osaluse omandamisega ettev\u00f5ttes kaasnevad.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">Eksimise tulemusena j\u00e4relevalve- ja v\u00e4\u00e4rteomenetlusse sattumine t\u00e4hendab lisaks eelnevale muidugi ka seda, et aega ettev\u00f5tte p\u00f5hitegevuseks j\u00e4\u00e4b selle v\u00f5rra v\u00e4hem. Samuti ei ole j\u00e4relevalveasutuse negatiivne t\u00e4helepanu sugugi abiks, kui koost\u00f6\u00f6d tuleb nendega teha ikka ja j\u00e4lle.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\">Advokaadib\u00fcroo TRINITI <\/span><span style=\"color: #008cc8;\"><a style=\"color: #008cc8;\" href=\"\/et\/tegevusvaldkonnad\/pangandus-finantsoigus\/\" target=\"_blank\" rel=\"noopener\">panganduse ja finants\u00f5iguse meeskonna<\/a><\/span><span data-contrast=\"auto\"> missiooniks on tagada, et Sinu tehing olulise osaluse omandamiseks finantsettev\u00f5ttes ei tooks kaasa reputatsioonikahju j\u00e4relevalve silmis, karistust ega tegevusloast ilmaj\u00e4\u00e4mise riski.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span>\r\n\r\n<span data-contrast=\"auto\"><strong><span style=\"color: #008cc8;\"><a style=\"color: #008cc8;\" href=\"\/et\/inimesed\/sten-veidebaum\/\" target=\"_blank\" rel=\"noopener\">Sten Veidebaum<\/a><\/span><\/strong> ja <span style=\"color: #008cc8;\"><strong><a style=\"color: #008cc8;\" href=\"\/et\/inimesed\/risto-kabi\/\" target=\"_blank\" rel=\"noopener\">Risto K\u00e4bi<\/a><\/strong><\/span><\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120,&quot;335559739&quot;:0,&quot;335559740&quot;:240,&quot;469777462&quot;:[1440],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\r\nAdvokaadib\u00fcroo TRINITI vandeadvokaadid<\/span>\n","protected":false},"featured_media":19139,"template":"","person_countries":[296],"people_industries":[],"experience_practice_area":[318],"insight_category":[429],"class_list":["post-19196","insights","type-insights","status-publish","has-post-thumbnail","hentry","person_countries-eesti","experience_practice_area-pangandus-finantsoigus","insight_category-uudised"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Osaluse omandamine finantsettev\u00f5ttes n\u00f5uab luba - TRINITI - Pan-Baltic Law Firm<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Osaluse omandamine finantsettev\u00f5ttes n\u00f5uab luba - TRINITI - Pan-Baltic Law Firm\" \/>\n<meta property=\"og:description\" content=\"Septembris 2021 tegi Finantsinspektsioon kahel juhul trahvi ettev\u00f5tjatele, kes j\u00e4tsid j\u00e4relevalveasutusele teavitamata kavatsusest omandada kaudne oluline osalus Eesti investeerimis\u00fchingus. Ettev\u00f5tjad rikkusid v\u00e4\u00e4rtpaberituru seaduse\u202f\u00a7\u202f73 lg 1 n\u00f5udeid.\u00a0 Erinevalt konkurentsiseaduse j\u00e4rgsest koondumise kontrollist, ei osata finantsvaldkonna \u00fchinemiste ja omandamiste planeerimisel veel arvestada asjaoluga, et reguleeritud finantsteenuste valdkonnas on v\u00e4hegi suurema osaluse omandamiseks enamasti vajalik j\u00e4relevalveasutuste eelnev luba. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/triniti.1kdigital.com\/et\/insights\/osaluse-omandamine-finantsettevottes-nouab-luba\/\" \/>\n<meta property=\"og:site_name\" content=\"TRINITI - Pan-Baltic Law Firm\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T13:39:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2022\/04\/orange-g35e055234_1920-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/triniti.1kdigital.com\\\/et\\\/insights\\\/osaluse-omandamine-finantsettevottes-nouab-luba\\\/\",\"url\":\"https:\\\/\\\/triniti.1kdigital.com\\\/et\\\/insights\\\/osaluse-omandamine-finantsettevottes-nouab-luba\\\/\",\"name\":\"Osaluse omandamine finantsettev\u00f5ttes n\u00f5uab luba - 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