{"id":29889,"date":"2024-08-01T09:41:59","date_gmt":"2024-08-01T09:41:59","guid":{"rendered":"https:\/\/triniti.eu\/?post_type=insights&#038;p=29889"},"modified":"2026-04-15T13:39:50","modified_gmt":"2026-04-15T13:39:50","slug":"milliseid-esg-andmeid-pangad-ettevotetelt-koguvad","status":"publish","type":"insights","link":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/","title":{"rendered":"Milliseid ESG andmeid pangad ettev\u00f5tetelt koguvad?"},"content":{"rendered":"\n<strong>Et lihtsustada ettev\u00f5tjate jaoks ESG ehk keskkonna-, sotsiaalsete ja juhtimisandmete kogumist, on Balti riikide pangaliidud ja finantsteenuste osutajad koostanud Balti riike h\u00f5lmava \u00fchtse ESG <a href=\"https:\/\/www.pangaliit.ee\/uudised-ja-teated\/uhtne-esg-kliendikusimustik-lihtsustame-baltimaade-ettevotete-esg-andmete-kogumist\" target=\"_blank\" rel=\"noopener\">kliendik\u00fcsimustiku<\/a>. \u00dchtne ESG k\u00fcsimustik v\u00f5imaldab ettev\u00f5tetel korraldada oma ESG aruandlust lihtsamalt, t\u00e4psemalt ja t\u00f5husamalt. <\/strong>\r\n\r\nPangad ei k\u00fcsi ESG andmeid mitte \u00fcksnes oma regulatsiivsete kohustuste t\u00e4itmiseks, vaid pangad l\u00e4htuvad \u00fcha enam finatsotsuste tegemisel oma j\u00e4tkusuutlikkuse p\u00f5him\u00f5tetest. Krediidireitingute k\u00f5rvale tekivad ESG reitingud ja ettev\u00f5tte ESG tulemused v\u00f5ivad m\u00f5jutada n\u00e4iteks nii laenutoote intressi kui asjaolu, kas pank \u00fcldse laenu v\u00e4ljastab. Milliseid andmeid pangad oma otsuste tegemiseks k\u00fcsivad?\r\n\r\nPankade k\u00fcsimustik koosneb kuuest osast:\r\n\r\n<strong>\ud83e\udeb4\u00dcldandmed &#8211; <\/strong>alusandmed ettev\u00f5tte tegevuse kohta, siinhulgas ettev\u00f5tte majandusn\u00e4itajad, tegevusalad ja nende osakaal netok\u00e4ibest, mitu kinnistut ja asukohta on ettev\u00f5tte tegevusega seotud jt.\r\n\r\n<strong>\ud83e\udeb4Kliimam\u00f5ju &#8211; <\/strong>andmed tekitatud kasvuhoonegaaside heitkoguse ja energiatarbimise kohta, siinhulgas kas ettev\u00f5te m\u00f5\u00f5dab KHG heitkoguseid ja millised on tulemused, kas ettev\u00f5ttel on heitkoguste v\u00e4hendamise kava ning milliseid mittetaastuvaid ja\/v\u00f5i taastuvaid energiaallikaid ettev\u00f5te tarbis jt.\r\n\r\n<strong>\ud83e\udeb4\u00dcleminek kestlikule majandusele &#8211; <\/strong>kvalitatiivsed k\u00fcsimused, mille abil p\u00fc\u00fctakse v\u00e4lja selgitada, kuidas on ettev\u00f5tte strateegiasse ja sisekorda kaasatud kestlikkuse teemad, siinhulgas kas ettev\u00f5te on paika pannud kestlikkuse strateegia ja koostab kestlikkuse aruandeid, kas ettev\u00f5ttele on v\u00e4ljastatud kestlike standardite sertifikaat ja\/v\u00f5i toodete keskkonnadeklaratsioone ning kas ettev\u00f5te panustab m\u00f5ne oma tegevusega EL-i taksonoomia keskkonnaalaste eesm\u00e4rkide saavutamisse jt.\r\n\r\n<strong>\ud83e\udeb4Elurikkus &#8211; <\/strong>k\u00fcsimused ettev\u00f5tte tegevuse kohta seoses elurikkuse kaitse ja taastamisega, siinhulgas kas ettev\u00f5te tegutseb elurikkuse suhtes tundlikel aladel v\u00f5i nende l\u00e4heduses, kas ettev\u00f5tte tegevus v\u00f5ib kahjustada loodust (ookeani, magevett, maad, atmosf\u00e4\u00e4ri) ning kas on paika pandud meetmekava v\u00f5imalike kahjulike m\u00f5jude ennetamiseks v\u00f5i v\u00e4hendamiseks jt.\r\n\r\n<strong>\ud83e\udeb4Sotsiaal- ja juhtimistavad &#8211; <\/strong>k\u00fcsimused ettev\u00f5tte juhtimistavade ja sotsiaalsete m\u00f5jude kohta, siinhulgas millised tavad ja korrad on ettev\u00f5ttes kehtestatud seoses t\u00f6\u00f6j\u00f5u kaasamise ja inim\u00f5iguste kaitsega, kas seoses ettev\u00f5tte toodete v\u00f5i teenuste ohutuse v\u00f5i kvaliteediga on toimunud olulisi vahejuhtumeid, kas ettev\u00f5te kaasab sidusr\u00fchmi, teostab m\u00f5juhindamist ja\/v\u00f5i arenguprogramme, et v\u00e4ltida, minimeerida v\u00f5i leevendada ettev\u00f5tlusm\u00f5jusid jt.\r\n\r\n<strong>\ud83e\udeb4NFRD aruandluskohustusega ettev\u00f5tted &#8211; <\/strong>k\u00fcsimustiku NFRD osa peavad t\u00e4itma ainult need ettev\u00f5tted, kellele kohaldatakse muud kui finantsaruandlust k\u00e4sitleva direktiivi (NFRD) n\u00f5udeid (avaliku huvi \u00fcksused t\u00f6\u00f6tajate arvuga \u00fcle 500). NFRD kehtestatud eeskirjad kehtivad seni, kuni ettev\u00f5tted peavad rakendama uusi \u00e4ri\u00fchingute kestlikkusaruandluse direktiivi (CSRD) eeskirju. Selles jaoks tuleb ettev\u00f5ttel tuleb t\u00e4psustada taksonoomia alla kuuluvate majandustegevuste osakaalu vastavalt netok\u00e4ibele, kapitalikuludele (Capex) ja tegevuskuludele (Opex).\r\n\r\nKuigi k\u00fcsimustik h\u00f5lmab k\u00f5ige olulisemat osa vajalikust teabest, peaksid ettev\u00f5tted siiski valmis olema selleks, et l\u00e4htuvalt panga vajadustest v\u00f5idakse neilt k\u00fcsida lisaandmeid. Samuti tuleb arvestada asjaoluga, et pangad hindavad klientide j\u00e4tkusuutlikkust erineva metoodikaga.\n","protected":false},"featured_media":29030,"template":"","person_countries":[296],"people_industries":[301],"experience_practice_area":[299],"insight_category":[430],"class_list":["post-29889","insights","type-insights","status-publish","has-post-thumbnail","hentry","person_countries-eesti","people_industries-energia-keskkond-ja-vorgud","experience_practice_area-esg-ja-jatkusuutlikkus","insight_category-blogi"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Milliseid ESG andmeid pangad ettev\u00f5tetelt koguvad? - TRINITI - Pan-Baltic Law Firm<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Milliseid ESG andmeid pangad ettev\u00f5tetelt koguvad? - TRINITI - Pan-Baltic Law Firm\" \/>\n<meta property=\"og:description\" content=\"Et lihtsustada ettev\u00f5tjate jaoks ESG ehk keskkonna-, sotsiaalsete ja juhtimisandmete kogumist, on Balti riikide pangaliidud ja finantsteenuste osutajad koostanud Balti riike h\u00f5lmava \u00fchtse ESG kliendik\u00fcsimustiku. \u00dchtne ESG k\u00fcsimustik v\u00f5imaldab ettev\u00f5tetel korraldada oma ESG aruandlust lihtsamalt, t\u00e4psemalt ja t\u00f5husamalt. Pangad ei k\u00fcsi ESG andmeid mitte \u00fcksnes oma regulatsiivsete kohustuste t\u00e4itmiseks, vaid pangad l\u00e4htuvad \u00fcha enam finatsotsuste [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/\" \/>\n<meta property=\"og:site_name\" content=\"TRINITI - Pan-Baltic Law Firm\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T13:39:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2024\/05\/DSC3311-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/triniti.1kdigital.com\\\/et\\\/insights\\\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\\\/\",\"url\":\"https:\\\/\\\/triniti.1kdigital.com\\\/et\\\/insights\\\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\\\/\",\"name\":\"Milliseid ESG andmeid pangad ettev\u00f5tetelt koguvad? 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Pangad ei k\u00fcsi ESG andmeid mitte \u00fcksnes oma regulatsiivsete kohustuste t\u00e4itmiseks, vaid pangad l\u00e4htuvad \u00fcha enam finatsotsuste [&hellip;]","og_url":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/","og_site_name":"TRINITI - Pan-Baltic Law Firm","article_modified_time":"2026-04-15T13:39:50+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2024\/05\/DSC3311-scaled.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/","url":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/","name":"Milliseid ESG andmeid pangad ettev\u00f5tetelt koguvad? - TRINITI - Pan-Baltic Law Firm","isPartOf":{"@id":"https:\/\/triniti.1kdigital.com\/et\/#website"},"primaryImageOfPage":{"@id":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/#primaryimage"},"image":{"@id":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/#primaryimage"},"thumbnailUrl":"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2024\/05\/DSC3311-scaled.jpg","datePublished":"2024-08-01T09:41:59+00:00","dateModified":"2026-04-15T13:39:50+00:00","breadcrumb":{"@id":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/#breadcrumb"},"inLanguage":"et","potentialAction":[{"@type":"ReadAction","target":["https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/"]}]},{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/#primaryimage","url":"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2024\/05\/DSC3311-scaled.jpg","contentUrl":"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2024\/05\/DSC3311-scaled.jpg","width":2560,"height":1707},{"@type":"BreadcrumbList","@id":"https:\/\/triniti.1kdigital.com\/et\/insights\/milliseid-esg-andmeid-pangad-ettevotetelt-koguvad\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/triniti.1kdigital.com\/et\/"},{"@type":"ListItem","position":2,"name":"Milliseid ESG andmeid pangad ettev\u00f5tetelt koguvad?"}]},{"@type":"WebSite","@id":"https:\/\/triniti.1kdigital.com\/et\/#website","url":"https:\/\/triniti.1kdigital.com\/et\/","name":"TRINITI - Pan-Baltic Law Firm","description":"","publisher":{"@id":"https:\/\/triniti.1kdigital.com\/et\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/triniti.1kdigital.com\/et\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"et"},{"@type":"Organization","@id":"https:\/\/triniti.1kdigital.com\/et\/#organization","name":"TRINITI - Pan-Baltic Law Firm","url":"https:\/\/triniti.1kdigital.com\/et\/","logo":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/triniti.1kdigital.com\/et\/#\/schema\/logo\/image\/","url":"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2021\/12\/triniti-logo-en.svg","contentUrl":"https:\/\/triniti.1kdigital.com\/wp-content\/uploads\/2021\/12\/triniti-logo-en.svg","caption":"TRINITI - Pan-Baltic Law Firm"},"image":{"@id":"https:\/\/triniti.1kdigital.com\/et\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/insights\/29889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/insights"}],"about":[{"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/types\/insights"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/media\/29030"}],"wp:attachment":[{"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/media?parent=29889"}],"wp:term":[{"taxonomy":"person_countries","embeddable":true,"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/person_countries?post=29889"},{"taxonomy":"people_industries","embeddable":true,"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/people_industries?post=29889"},{"taxonomy":"experience_practice_area","embeddable":true,"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/experience_practice_area?post=29889"},{"taxonomy":"insight_category","embeddable":true,"href":"https:\/\/triniti.1kdigital.com\/et\/wp-json\/wp\/v2\/insight_category?post=29889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}